Betsy McCaughey: Don’t blame insurers’ greed — government made a mess of our health care

In 2013 , before Affordable Care Act regulations kicked in, insurers denied roughly 1.5% of claims.

Under ACA rules, denials increased tenfold under Obamacare rules.

Insurers are also increasingly demanding pre-authorizations for a wide range of treatments and medications, tying your doctor's hands and in some cases dangerously delaying care.

The Biden administration has made it almost impossible to buy. But as Americans are beginning to see, health plans that turn down legitimate claims and require dangerously long waits for preauthorization are the real “junk.” Betsy McCaughey is a former lieutenant governor of New York and co-founder of the Committee to Save Our City ..