Q: Is there a formula to figure out how much of a salary I really need in a liberal state? — Wannabe Red-State Expat

Wannabe Red-State Expat: How much of a salary I really need in a costly, liberal state so that I am not worse off financially? A lot of people are thinking about moving in the wake of the election and the fact that a hurricane nearly wiped out a mountain town in North Carolina this year .

The entire country (and world) is at risk, although in different ways, levels, and timetables.

The social media "doomscrolling" you do is making you unhappy, says Pay Dirt columnist.

Try to limit your screen time entirely for the months of November and December .

Put $ 200 a month in a college fund for your niece for her college education.

If you were to start putting away $ 24,000 , you’d have put away $ 43,200 to help pay for college.

New rules have been put in place that would allow you to roll over up to $35,000 of those funds into a Roth IRA account in your sister’s name.

After five years , she’d be able to withdraw that money tax-free to help fund her retirement.

Perhaps if she and her daughter do their homework together, at night , she might pass and get her GED .