How to make sure your kids don’t quit their jobs or forgo medical insurance when you die? — Athena, Kristin, and Ilyce

A woman and her husband are trying to set parameters for their children's inheritance.

They want to make sure they are protected from any medical emergencies and job loss, but don’t want them to quit their jobs or forgo medical insurance.

If you like your kids and trust them to make solid decisions for themselves, sit down for a series of conversations about money.

Renting your first apartment can be fraught with problems, including difficult landlords, broken appliances, and drunk roommates.

It's a “crash course in adulting,” to borrow a phrase.

Ask around for a roommate who can afford it on their own or has locked in a co-signer for the lease.

How can I get over the savings being left on the table and just enjoy the gift? I don't think you’re unhappy simply because he’s blowing $ 150 . How about you steer him toward one of these options? Suggest that he shop for you in establishments where, if not a deal, at least he won’t pay above list price.