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HELOC rates today, June 8, 2025: Interest rates on home equity lines of credit sharply higher

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72% Informative

Rates on a 10-year HELOC are up 12 basis points to 6.85% today .

Rates vary so much from one lender to the next that it's hard to pin down a magic number.

LendingTree is offering a HELOC rate of 6.50% for a credit line of $ 150,000 .

If you take out the full $ 50,000 from a line of credit on a $ 400,000 home, your payment may be around $395 per month with a variable interest rate beginning at 8.75% . That's for a HELOC with a 10-year draw period and a 20-year repayment period. That sounds good, but remember, it winds up being a 30-year loan. HELOCs are best if you borrow and pay back the balance in a much shorter period of time..

VR Score

72

Informative language

71

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23

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informal

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English

Language complexity

30

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not offensive

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Time-value

long-living

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1

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