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Average 401(k) balances drop 3% due to market volatility, Fidelity says

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Summary
Nutrition label

85% Informative

The average 401(k) balance fell 3% in the first quarter of 2025 to $ 127,100 .

The average individual retirement account balance sank 4% from the previous quarter to $ 121,983 .

Despite market swings, most savers kept their contribution rate steady, Fidelity also found.

VR Score

91

Informative language

93

Neutral language

80

Article tone

formal

Language

English

Language complexity

49

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

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Known propaganda techniques

not detected

Time-value

short-lived

Source diversity

1

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