Savings Account Rates Breakdown
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highest savings account rateYahoo Finance
•Business
Business & Economics
Best high-yield savings interest rates today, May 16, 2025 (up to 4.44% APY return)

67% Informative
Federal Reserve cut the federal funds rate three times in late 2024 .
Deposit interest rates are falling from their historic highs.
Still, it's possible to find high-yield savings accounts paying above 4% APY.
The national average rate for savings accounts is still just 0.41% , according to the FDIC .
Online banks operate exclusively via the web so they can pass savings onto customers in the form of high deposit rates.
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