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Best CD rates today, May 3, 2025 (best account provides 4.40% APY)

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Summary
Nutrition label

69% Informative

Federal Reserve cut its federal funds rate three times in 2024 .

Best CD rates today are offered on shorter terms of around one year or less.

Online banks and credit unions offer the top CD rates.

Today 's highest CD rate is 4.40% APY , offered by Marcus by Goldman Sachs on its 14-month CD.

VR Score

73

Informative language

73

Neutral language

57

Article tone

informal

Language

English

Language complexity

33

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

not detected

Known propaganda techniques

not detected

Time-value

long-living

External references

no external sources

Source diversity

no sources

Affiliate links

no affiliate links