Credit Score Aspirations Unnecessary
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•Business
Business & Economics
Credit expert Clark Howard: 'You’re crazy if you obsess with an 800 or 850 credit score'

79% Informative
Clark Howard , a prominent consumer finance expert, author and radio host, challenges the conventional wisdom that striving for an 800 credit score (or higher) is a wise financial goal.
Howard argues that achieving such a high score may not provide substantial additional benefits compared to scores in the high 700s .
The time and effort dedicated to achieving and maintaining an 800 might be better spent on other aspects of financial well-being.
Howard challenges the notion that striving for an 800 credit score is a universally sound financial objective.
He says that a quarter of Americans are “stuck” at a score in the upper 700s , which is considered a respectable number to achieve.
Howard argues that achieving a high score of 800 or more may take time and may not yield substantial additional benefits.
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