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US Politics

The federal government is phasing out paper checks. Here's who will be affected

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85% Informative

President Donald Trump signed an executive order mandating that all federal departments and agencies end their use of paper checks and switch to electronic payments by Sept. 30 .

The U.S. Treasury now has about six months to phase out the paper checks it uses for various purposes, including tax refunds and the roughly 456,000 Social Security checks that are mailed monthly .

Many Americans have moved away from writing checks since the Covid pandemic as they embrace contactless and digital payment methods.

Students rely almost exclusively on digital wallet payments such as Apple Pay , Venmo and Zelle .

Mobile payment apps have become de facto bank accounts even though, unlike banks or credit unions, these financial services are not FDIC -insured.

Still, there remains a place for personal checks, Quinn said.

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