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How a short-term insurance plan left a man owing $7,226.71 for a colonoscopy

KFF Health News
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Tim Winard , 57 , had a colonoscopy at a hospital in Elmhurst , Illinois , not far from his home in Addison .

The final bill came to him: $ 10,723.19 , including $ 1,436 for the anesthesia and the recovery room.

After an insurance discount, his plan paid $ 817.47 ; Winard was left owing $ 7,226.71 .

Short-term plans have been sold for decades , but in recent years , they’ve become a political football.

President Obama ’s administration limited short-term policies’ terms to three months .

Those rules were lifted in President Donald Trump ’s first term, allowing the plans to again be sold as 364-day policies.

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