Best Money Market Accounts
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best money market account rateYahoo Finance
•Business
Business & Economics
Best money market account rates today: March 25, 2025 (earn up to 4.50% APY)
74% Informative
Money market accounts can be a great place to store your cash if you're looking for a relatively high interest rate.
Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access.
The national average interest rate for money market accounts is just 0.64% , according to the FDIC .
Today 's best money market account rate is offered by First Foundation Bank .
For instance, some MMAs require a high minimum balance to open the account or to earn the advertised APY . Failing to maintain that minimum balance can result in penalties or reduced interest rates. Additionally, money market rates are variable, which means they can change at any time at the bank's discretions. If interest rates drop, so will your account APY , which can make future earnings unpredictable compared to fixed-rate products like CDs..
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