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How to Build an Investment Portfolio at Age 75

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At 75 , investors typically focus on preserving wealth, managing withdrawals and covering healthcare costs rather than seeking high-risk growth.

A well-diversified portfolio at age 75 should include a mix of income-generating and conservative growth assets.

Preserving wealth is a priority for retirees, as market downturns can be more damaging when there is less time to recover losses.

Retirees with traditional IRAs and 401(k)s must start taking distributions at age 73 .

Delaying Social Security benefits until age 70 can increase monthly payments and provide higher lifetime income.

At 75 , an investment portfolio should focus on preserving capital, generating steady income and achieving moderate growth.