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Mortgage and refinance rates today, March 12, 2025: Struggling economy pushes rates down

Yahoo Finance
Summary
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81% Informative

Most mortgage rates have inched down today .

The average 30-year fixed mortgage rate has decreased by two basis points to 6.32% , and the 15-year .

Use Yahoo Finance's free mortgage calculator to see how various interest rates and term lengths will impact your monthly mortgage payment.

Mortgage refinance rates are often higher than rates when you buy a house.

The national average 30-year mortgage rate is 6.32% right now, according to Zillow .

Mortgage rates will likely fall by the end of 2025 , but there are a lot of unknowns in the U.S. economy.

Refinancing into a shorter term will also land you a lower rate, though your monthly mortgage payments will be higher.

VR Score

87

Informative language

89

Neutral language

61

Article tone

informal

Language

English

Language complexity

34

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not offensive

Hate speech

not hateful

Attention-grabbing headline

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Known propaganda techniques

not detected

Time-value

long-living

Source diversity

1

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