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Millions of California workers pay more than $2,000 a month for health insurance

KFF Health News
Summary
Nutrition label

82% Informative

Premiums on Covered California have grown about 25% since 2022 , roughly double the pace of inflation.

Premiums for families with employer-provided health coverage in California ’s private sector nearly doubled over the last 15 years .

Insurance companies remain highly profitable, but their gross margins — the amount by which premium income exceeds claims costs — were fairly steady during the last few years .

California is trying to lower health care costs by setting statewide spending growth caps.

The state recently established the Office of Health Care Affordability , which set a five-year target for annual spending growth at 3.5% , dropping to 3% by 2029 .

Many Californians are choosing to delay or forgo health care, including preventive care.

VR Score

86

Informative language

90

Neutral language

62

Article tone

formal

Language

English

Language complexity

49

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

detected

Known propaganda techniques

not detected

Time-value

short-lived

External references

26

https://www.healthforcalifornia.com/covered-california/income-limits?gad_source=1&gclid=CjwKCAiAqfe8BhBwEiwAsne6gX4Y0VdHeoxDQZARh_jP-BVvI9QRtACE6VyLLvlCdTsYqdt4afcAdRoCCrIQAvD_BwEhttps://laborcenter.berkeley.edu/people/miranda-dietz/http://www.latimes.com/https://hcai.ca.gov/affordability/ohca/https://laborcenter.berkeley.edu/https://datatools.ahrq.gov/meps-ic/?tab=private-sector-state&dash=26&_gl=1%2Ah86gtx%2A_ga%2AMTc5Nzk3NDUxOS4xNzM0NTQ4NTAz%2A_ga_1NPT56LE7J%2AMTczODQ1MzM1MS45LjEuMTczODQ1NDYxNS4wLjAuMA..https://www.kff.org/health-costs/https://smallbusinessmajority.org/team/bianca-blomquisthttps://laborcenter.berkeley.edu/wp-content/uploads/2024/02/Measuring-Consumer-Affordability_revisedFeb82024.pdf#page=7https://asliceofny.com/http://www.californiahealthline.org/https://www.calpers.ca.gov/newsroom/calpers-news/2022/calpers-announces-health-plan-premiums-for-2023https://news.blueshieldca.com/2024/08/29/ripping-up-the-playbook-on-drug-pricing-blue-shield-of-california-launches-first-of-its-kind-pharmacy-care-reimagined-initiativehttps://www.coveredca.com/newsroom/news-releases/2024/07/24/2025-rates-and-plans/https://fred.stlouisfed.org/series/CUSR0000SEMDhttps://www.kff.org/private-insurance/issue-brief/medical-loss-ratio-rebates/http://www.chcf.org/https://meps.ahrq.gov/mepsweb/data_stats/state_tables.jsp?regionid=4&year=-1https://californiahealthline.org/news/article/california-health-care-spending-cap-new-office/https://www.ebri.org/docs/default-source/ebri-press-release/pr-1364-offerrates-16oct24.pdf?sfvrsn=2b3b042f_1https://laborcenter.berkeley.edu/individual-market-ira-subsidies/#:~:text=The%20Inflation%20Reduction%20Act%20of,at%20the%20end%20of%202025.https://www.calpers.ca.gov/newsroom/calpers-news/2023/calpers-announces-2024-health-plan-premiums-expanded-cost-saving-optionshttps://www.latimes.com/business/story/2025-03-10/kaiser-health-insurancehttps://smallbusinessmajority.org/https://www.kff.org/medicare/issue-brief/health-insurer-financial-performance/https://www.calpers.ca.gov/newsroom/calpers-news/2024/calpers-announces-2025-health-plan-premiums-and-expanded-cost-saving

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