6 benefits of a good credit score

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Good credit means more banks and credit unions will be willing to lend to you and your borrowing costs will likely be lower.

Missed and late payments can significantly harm your credit score.

As you pay off your credit cards, ensure you keep your oldest accounts open.

Leaving them open will help you maintain a longer credit history.

Having a healthy mix of different types of credit can help your credit scores.

Credit score alone does not guarantee or imply approval for any financial product.