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Mortgage and refinance rates today, February 23, 2025: Economists expect rates to stay high

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Summary
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81% Informative

Most mortgage rates are down today .

Economists don't expect mortgage rates to improve much throughout 2025 .

Use the free Yahoo Finance mortgage calculator to see how various mortgage terms and interest rates will impact your monthly payments.

A 15-year mortgage comes with a lower interest rate than a 30-year term.

Refinance rates are often higher than rates when you buy a house.

The average 30-year fixed mortgage rate is 6.50% right now, according to Zillow .

You might get an even better rate with an excellent credit score, sizable down payment, and low debt-to-income ratio.

Mortgage rates aren't expected to drop drastically in the near future.

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87

Informative language

89

Neutral language

64

Article tone

informal

Language

English

Language complexity

31

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not offensive

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not hateful

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Time-value

long-living

Source diversity

1

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