Mortgage Rates Slightly Rising

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current mortgage rates

Yahoo Finance

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Business

Business & Economics

Mortgage and refinance rates today, February 10, 2025: Buying could get more expensive soon

Summary

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81% Informative

The 30-year fixed mortgage rate has increased by three basis points to 6.57% , according to Zillow data.

The 15-year mortgage rate is 5.88% today .

The average mortgage refinance rates tend to be a little higher than purchase rates.

You can also use the free Yahoo Finance mortgage calculator to play around with how different terms and rates will affect your payment.

Mortgage lenders typically give the lowest mortgage rates to people with higher down payments, excellent credit scores, and low debt-to-income ratios.

You can also buy down your interest rate permanently by paying for discount points at closing.

Ask yourself whether you’ll stay in the home long enough that the amount you save with a lower rate offsets the cost of buying down your rate.

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informal

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English

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