10 best credit unions of 2025

Credit unions typically offer similar products and services to traditional banks.

They’re owned and operated by members, which translates to fewer fees, competitive interest rates.

Pentagon Federal Credit Union , or PenFed , serves more than 2.9 million members globally.

PenFed scored the highest number of points in our fees and insurance categories thanks to its lack of monthly account fees and overdraft protection options.

Connexus Credit Union stands out for its mobile app, which has an average rating of 4.7 stars on both the Apple Store and Google Play .

Navy Federal Credit Union serves 14 million members belonging to the Department of Defense, Army , Marine Corps , Space Force, and Coast Guard , as well as veterans and their families.

Con Nexus Credit Union offers fee-free accounts with low or no minimum opening deposit requirements.

First Technology Credit Union was founded in 1952 and serves more than 600,000 members.

Global Credit Union ranked highly thanks to its mobile app, which has an average rating of 4.7 stars.

First Tech took the final spot on our list for its fee-free account options, ATM rebates, 24/7 customer service.