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How much can you afford to rent or buy a house in New York City? Here's how to decide

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Summary
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43% Informative

The average home price in New York City is around $716,000 , but from what I've seen this should be a lot higher unless you want to live in a rundown shack.

Home ownership could still be a better financial decision because of a little thing called equity.

If you overspend over leverage or buy in a bad market, you could end up losing a ton of money.

When it comes to renting, the age-old recommendation was to keep your rent below 30% of your gross income.

The 30% rule was a recommendation back in the 1970s and a lot has changed since then.

The better renting parameter to use is the 5030 twenty rule.

The greater your other essential expenses, the less you can spend on rent.

Don't spend more than 30% of your gross income on housing payments, mortgage insurance, and property taxes.

If your house costs $ 200,000 , save 60,000 .

The cost of your home should not exceed three times your gross annual income.

VR Score

28

Informative language

20

Neutral language

60

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informal

Language

English

Language complexity

25

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not offensive

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not hateful

Attention-grabbing headline

detected

Known propaganda techniques

not detected

Time-value

long-living

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