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Mortgage and refinance rates today, January 4, 2025: Fixed rates hardly move

Yahoo Finance
Summary
Nutrition label

74% Informative

The 30-year fixed mortgage rate has decreased by one basis point to 6.67% , according to the latest Zillow data.

Rates will probably decline throughout 2025 , but not drastically.

Use Yahoo Finance's free mortgage calculator to see how various interest rates and term lengths will impact your monthly mortgage payment.

Now is a relatively good time to buy a house compared to the last couple of years .

Home prices aren't spiking like they were during the height of the COVID-19 pandemic.

Mortgage rates are expected to go down overall in 2025 , but they probably won't plummet anytime soon.

VR Score

83

Informative language

86

Neutral language

63

Article tone

informal

Language

English

Language complexity

33

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

not detected

Known propaganda techniques

not detected

Time-value

long-living

External references

no external sources

Source diversity

no sources

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