Best low- and no-down-payment mortgage lenders of January 2025

Yahoo Finance has hand-picked the best home loan lenders specializing in low- and no-down-payment mortgages.

Each lender has a specialty, and one of them (or more) may be a perfect fit for your home-buying needs.

Navy Federal specializes in loans backed by the Department of Veterans Affairs , offering no down payments to borrowers with a military link.

Rocket Mortgage will cover up to 2% of the conventional 3% down mortgage, allowing qualified buyers to put just 1% down.

USDA loans do not usually require a down payment; however, $ 1,000 is due at closing.

A down payment is the money you pay at loan closing to reduce the principal of your mortgage.

Zero -down-payment mortgage options: VA loans and USDA -backed mortgages.

No matter how much down payment you plan to make on buying a house, it will likely require putting aside some money.

The lowest down payment on a mortgage is 0% .

The minimum credit score required to qualify for low or no-money-down financing will depend on the type of loan you are getting and the lender.