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Investor's Business Daily

Investor's Business Daily

Here's what you need to know to stay ahead in retirement planning and finances for 2025

Investor's Business Daily
Summary
Nutrition label

78% Informative

More than 20 provisions of the Tax Cuts and Jobs Act of 2017 are set to expire at the end of 2025 .

Now that Republicans control the House of Representatives , the Senate and the White House , experts believe many of the provisions will either be extended or made permanent.

The TCJA reduced the top income tax rate for individuals from 39.6% to 37% through 2025 .

After 2025 , the reduced rates revert to the pre-TCJA levels.

The standard deduction, which increased significantly with the TCJA , will decline in 2026 to $8,300 and $ 16,600 .

The state and local tax ( SALT ) deduction capped at $ 10,000 per tax return from 2018 to 2025 .

Starting in 2025 , some employees can take advantage of higher catch-up contributions in 401(k) and 403(b) plans.

The SECURE 2.0 Act will go into effect in 2025 .

The SECURE 2.0 Act introduced a significant change to catch-up contributions for high-income earners.

Starting in 2024 , employers can treat student loan payments as retirement contributions for the purpose of providing an employer match.

VR Score

85

Informative language

92

Neutral language

56

Article tone

semi-formal

Language

English

Language complexity

43

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

detected

Known propaganda techniques

not detected

Time-value

medium-lived

Affiliate links

no affiliate links