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The Motley Fool

IRAs and 401(k) plans allow workers to save pre-tax dollars for retirement. Here are two important changes to know before 2025

The Motley Fool
Summary
Nutrition label

73% Informative

Required minimum distributions (RMDs) are mandatory withdrawals investors must make from tax-deferred retirement accounts.

RMDs begin at age 73 for individuals born in 1951 or later.

Roth 401(k) plans and Roth 403(b) plans are no longer subject to RMD rules.

Failure to complete RMD within the allotted time no longer results in a 50% excise tax.

VR Score

74

Informative language

76

Neutral language

52

Article tone

semi-formal

Language

English

Language complexity

39

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

detected

Known propaganda techniques

not detected

Time-value

medium-lived

External references

7

https://www.fool.com/retirement/2024/12/16/2-new-required-minimum-distribution-rmd-rules-2025/?utm_source=yahoo-host-full&utm_medium=feed&utm_campaign=article&referring_guid=16b86306-1832-4a82-b40a-90926b89e811https://www.fool.com/retirement/required-minimum-distributions/?utm_source=yahoo-host-full&utm_medium=feed&utm_campaign=article&referring_guid=16b86306-1832-4a82-b40a-90926b89e811https://www.irs.gov/forms-pubs/about-form-5329https://api.fool.com/infotron/infotrack/click?apikey=35527423-a535-4519-a07f-20014582e03e&impression=a10717a3-8e75-46ad-a800-5d59ec5a7a5e&url=https%3A%2F%2Fwww.fool.com%2Fmms%2Fmark%2Fe-sa-social-security%2F%3Faid%3D10953%26source%3Disaeditxt0010929%26ftm_cam%3Dsa-bbn-retirement%26ftm_pit%3D15127%26ftm_veh%3Darticle_pitch_feed_yahoo&utm_source=yahoo-host-full&utm_medium=feed&utm_campaign=article&referring_guid=16b86306-1832-4a82-b40a-90926b89e811https://api.fool.com/infotron/infotrack/click?apikey=35527423-a535-4519-a07f-20014582e03e&impression=a10717a3-8e75-46ad-a800-5d59ec5a7a5e&url=https%3A%2F%2Fwww.fool.com%2Fmms%2Fmark%2Fe-sa-social-security%2F%3Faid%3D10953%26source%3Disaeditxt0010929%26ftm_cam%3Dsa-bbn-retirement%26ryr-ss-intro-report%26ftm_veh%3Darticle_pitch_feed_yahoo%26ftm_pit%3D15127&utm_source=yahoo-host-full&utm_medium=feed&utm_campaign=article&referring_guid=16b86306-1832-4a82-b40a-90926b89e811https://www.fool.com/legal/fool-disclosure-policy/https://www.fool.com/retirement/plans/ira/traditional-ira/?utm_source=yahoo-host-full&utm_medium=feed&utm_campaign=article&referring_guid=16b86306-1832-4a82-b40a-90926b89e811

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