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Retirees Consider Roth Conversions

This is a news story, published by Yahoo Finance, that relates primarily to Roth news.

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Roth conversions

MarketWatch

MarketWatch

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Roth conversions may suddenly seem like a bad idea, but here’s why retirees are still considering them

MarketWatch

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83% Informative

One financial-advice platform saw a 128% rise in the use of its Roth conversion calculator in 2024 over the previous year .

Required minimum distributions are the IRS ’s version of delayed gratification.

You can put aside money each year that grows tax-free in qualified accounts while you are working.

The prime time frame to begin conversions is usually before age 63 , when additional income might lead to Medicare IRMAA surcharges.

Most of the time, this works best with a qualified charitable donation from an IRA, which allows you to give away up to $105,000 and have it satisfy an RMD.

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