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End of student loans grace period a potentially perilous time for borrowers

CBS News
Summary
Nutrition label

86% Informative

The 12-month grace period for student loan borrowers ended on Sept. 30 .

The "on-ramp" period helped borrowers who are struggling to make payments avoid the risk of defaulting and hurting their credit score.

Around 43 million Americans have student loan debt, amounting to $1.5 trillion .

Borrowers who don't pay risk delinquency and eventually default.

The Fresh Start program, which gave benefits to borrowers who were delinquent prior to the pandemic, also closed on Sept. 30 .

Eight million borrowers who had already enrolled in the SAVE plan don't have to pay their monthly student loan bills until the court case is resolved.

Debt that already had been forgiven under the plan was unaffected.

VR Score

89

Informative language

89

Neutral language

74

Article tone

informal

Language

English

Language complexity

50

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

not detected

Known propaganda techniques

not detected

Time-value

short-lived

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