10 years later, Apple Pay is amazing — and about to change

Apple announced that beginning with iOS 18.1 , third -party developers will be able to enable tap-to-pay transactions in their own apps.

The Consumer Financial Protection Bureau estimated that 55.8 million Americans made an in-store payment with Apple Pay in the month of April 2023 .

Apple Pay is one of the most Apple -y Apple products the company has ever shipped.

Maybe the NFC chip will become as core a part of the iPhone ’s value as GPS or the camera.

Maybe, instead of a single place with all your cards that appears anytime you press a button, you have to download, log in to, and manage every single payment option in your life in an entirely different app.

Maybe some companies will support third -party wallets and some won’t, so you’ll have to remember that your Visa and AMC Stubs card are here but your Discover card and library card are over there.

Maybe there will be huge security flaws in how all of these companies manage things, and companies will begin to collect vast amounts of data you.