Best High-yield Savings Accounts

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best savings rates

CNET

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Best Savings Rates Today -- APYs Remain High Following Inflation Report, Aug. 15, 2024

Summary

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85% Informative

Experts recommend comparing rates before opening a savings account to get the best APY possible.

The Federal Reserve does n’t directly impact savings rates, but its decisions have ripple effects.

With rates likely at their peak, the sooner you open a high-yield savings account, the more interest you stand to earn.

With three meetings left this year , experts predict the Fed could still make multiple cuts in 2024 .

An account will rank higher for offering any of the following perks: - Account bonuses - Automated savings features - Wealth management consulting/coaching services - Cash deposits - Extensive ATM networks and/or ATM rebates for out-of-network ATM use A savings account may be rated lower if it doesn’t have an easy-to-navigate website or if it doesn’t offer helpful features like an ATM card. Accounts that impose restrictive residency requirements or fees for exceeding monthly transaction limits may also be rated lower..

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informal

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English

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