Language Barriers to Mortgages
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own bankYle News
•Weak Finnish skills might hamper mortgage applications
76% Informative
Oulu resident Emma Päkkilä tried to secure a mortgage with her German spouse.
She received a similar reply from Säästöpankki Optia , with loan negotiations refused due to her spouse's lack of language skills.
S-Bank confirmed that the company does indeed have a strict language requirement for mortgage lending.
Emma Päkkilä says she and her spouse eventually switched their main banking services to another provider.
She says the bank's policies in this area are discriminatory and her experience has led her to think more broadly about the positions of people with a foreign background in Finnish society.
VR Score
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Language
English
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