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time passwordsCNBC
•77% Informative
OTPs are more vulnerable to attacks by fraudsters through phishing attacks, SIM swapping and message interception.
Security professionals say a better option is to download an authenticator app, like Google Authenticator or Microsoft Authenticator, on a mobile device.
An even more secure option for authentication works in tandem with mobile apps on a user's phone.
A hardware security key like Yubico can be used with multiple apps and services.
Passkeys may not qualify as multi-factor authentication, but could still be safer than using a password and SMS .
Passkeys protect users from phishing attacks because they work only on registered websites and apps .
OTPs are likely to be around in some form for the foreseeable future.
VR Score
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