Here are 5 things you should never spend money on if you want to be rich

Building long-term wealth generally means making smart decisions with your finances.

What it doesn't include is spending money on stuff that does not have lasting value.

Ryan Cullen recommends concentrating on building your wealth by investing in assets that appreciate in value over time.

Cullen recommends paying off any outstanding debts in full as soon as possible. one xt__NxlGi">I’m a Financial Planning Expert: Here Are 5 Things You Should Never Luxury Items ryFeed_highLightText__NxlGi">Cullen Cullen Overpriced Financial Products Ryan Cullen ed_highLightText__NxlGi" Cullen Cioffi Capital Management maryFeed_highLightText__NxlGi">payday Cullen Impulse Purchases Impulse