What to know about bank deposits and the FDIC Deposit Insurance Fund

The Deposit Insurance Fund has $128 billion in its coffers to cover depositors at two failed banks.

The fund is set up to pay depositors' deposits up to $250,000.

Some small businesses, such as Roku and Roblox, have large deposits with SVB.

FDIC insured for up to $250,000 per person, for a couple, $500,000 in total deposits would be covered by FDIC.

Depositors may also open accounts at multiple institutions and still be insured for $250k per person.

Brokerage accounts are also covered by Securities Investors Protection Corporation.