Home Equity Line of Credit
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HELOC interest rateYahoo Finance
•Business
Business & Economics
The HELOC rate today, July 7, 2025: The home equity line of credit rate stands firm

73% Informative
Homeowners have a huge amount of value tied up in their houses — more than $34 trillion at the end of 2024 .
With mortgage rates lingering in the high 6% range, homeowners are not likely to let go of their primary mortgage.
Accessing some of the value locked into your house with a use-it-as-you-need-it HELOC can be an excellent alternative.
That's for a HELOC with a 10-year draw period and a 20-year repayment period. That sounds good, but remember, it winds up being a 30-year loan. HELOCs are best if you borrow and pay back the balance in a much shorter period of time..
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