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Best CD rates today, July 7, 2025 (Lock in up to 5.5% APY)

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Summary
Nutrition label

78% Informative

Federal Reserve reduced its target interest rate three times in 2024 .

Now could be your last chance to lock in today 's high rates with a certificate of deposit (CD) Today ’s average CD rates represent some of the highest seen in nearly two decades .

Online banks and credit unions offer more competitive rates compared to traditional brick-and-mortar banks.

VR Score

80

Informative language

81

Neutral language

39

Article tone

informal

Language

English

Language complexity

45

Offensive language

not offensive

Hate speech

not hateful

Attention-grabbing headline

not detected

Known propaganda techniques

not detected

Time-value

long-living

Source diversity

1

Affiliate links

no affiliate links