Retirement Plan Stress Test

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Retirement Plans

GOBankingRates

•

Business

Business & Economics

A stress test is a way of determining how your retirement savings will behave during a down market, experts say

Summary

Nutrition label

73% Informative

A “stress test’s” is a way of determining how your retirement savings will behave during a down market after you retire.

A proper stress test of your portfolio should indicate whether you are taking on too much risk or if you don’t have enough equities for growth.

A stress test should help you see how well diversified your portfolio is by retirement.

If you are not earning enough on your investments, you can look for more growth-oriented options.” “Lastly, think about maintaining flexibility in your retirement plan — whether through part-time work, downsizing or adjusting withdrawals during down years ,” Buckingham said. A failed stress test doesn’t mean your retirement is off course — it simply reveals where your plan might fall short if life throws a curveball. More From GOBankingRates This article originally appeared on GOBankingRates.com: Think Your Retirement Plans Are Solid? Stress Test Them First.

VR Score

Informative language

Neutral language

Article tone

informal

Language

English

Language complexity

Offensive language

not offensive

Hate speech

not hateful