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HELOC rates today, June 24, 2025: Home equity line of credit rates edge a little lower

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72% Informative

Interest rates on 10-year HELOCs have backtracked by one basis point to 6.67% today .

Rates vary so much from one lender to the next that it's hard to pin down a magic number from 7% to 18% Rates may include "introductory" rates that may only last for six months or one year .

The power of a HELOC is tapping only what you need and leaving some of your line of credit.

If you take out $ 50,000 from a line of credit on a $ 400,000 home, your payment may be around $395 per month.

That's for a HELOC with a 10-year draw period and a 20-year repayment period.

That sounds good, but remember it winds up being a 30-year loan.

VR Score

72

Informative language

72

Neutral language

26

Article tone

informal

Language

English

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30

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not offensive

Hate speech

not hateful

Attention-grabbing headline

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not detected

Time-value

long-living

Source diversity

1

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